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Our Services & Fees

Comprehensive Advice for Every Stage of Life

At Mefford Wealth Management, we provide proactive, planning-first advice designed to bring clarity to your financial life — not just your investments.

Our clients view us as their personal Family CFO: coordinating the moving parts of retirement, taxes, estate planning, and long-term decision-making so nothing falls through the cracks.

01

RETIREMENT PLANNING

Retirement is about far more than a number — it’s about confidence.

We help clients:

  • Build sustainable retirement income strategies

  • Decide when and how to claim Social Security

  • Plan tax-efficient withdrawal strategies

  • Stress-test plans for market volatility and longevity

  • Coordinate healthcare and Medicare considerations

Our goal is to help you retire with clarity — and stay retired with confidence.

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Check out this VIDEO on what this dynamic platform can do for you!​

02

TAX PLANNING

Tax planning isn’t seasonal — it’s ongoing.

We proactively help clients:

  • Reduce lifetime tax exposure 

  • Coordinate investment decisions with tax strategy

  • Evaluate Roth conversion opportunities

  • Use tax-loss harvesting strategically​

Using Tax Planning when investing is like going from standard definition to 4K.

03

FINANCIAL PLANNING

Your financial plan is the foundation for every recommendation we make.

Your plan is dynamic — it evolves as your life changes.

Planning areas may include:

  • Cash flow and savings strategies

  • Investment allocation aligned with your goals

  • Education and college planning

  • Risk management and insurance review

  • Major life decisions (career changes, inheritance, business events)​

04

ESTATE PLANNING

Through our partnership with Wealth.com, we provide clients with:

  • Professionally created wills and trusts

  • Powers of attorney and healthcare directives

  • Digital estate planning tools

  • Ongoing document updates as life changes

We help ensure your estate plan aligns with your financial strategy — and that your wishes are clearly documented and easy to update.

Estate planning should be simple, clear, and accessible.

05

ADVICE & ACCOUNTABILITY
(AKA Your Family CFO)

Clients don’t just hire us for a plan — they hire us for ongoing guidance.

As your Family CFO, we:

  • Help evaluate financial decisions before you act

  • Coordinate across investments, taxes, and estate planning

  • Provide proactive communication during market volatility

  • Ensure your plan stays aligned with your goals over time

  • Serve as a long-term sounding board for life’s financial decisions

This relationship-driven approach helps clients avoid costly mistakes and stay focused on what matters most.

How We Are Paid
Simple. Transparent. Aligned With You.

For most clients, our only fee is the investment management fee.

Our investment management fee is typically charged as a percentage of assets under management (AUM) and is billed quarterly.

That single fee covers comprehensive, ongoing advice — not just portfolio management.

1

Retirement & Financial Planning

  • Access to your dynamic plan at MoneyGuidePro.com

  • Income planning and withdrawal strategies

  • Social Security claiming analysis

  • Long-term retirement projections

  • Ongoing plan adjustments as life changes

2

Tax Planning

  • Proactive tax strategy throughout the year

  • Tax-aware investment management

  • Roth conversion analysis

  • Tax-loss harvesting when appropriate

  • Coordination with your CPA

3

Estate Planning & Document Creation

  • Wills, trusts, and essential documents created through our partnership with Wealth.com

  • Ongoing document updates as life changes

  • Beneficiary review and coordination

4

Family CFO

  • A dedicated advisor relationship with ME

  • Ongoing monitoring and proactive communication

  • Guidance before major financial decisions

  • Accountability to keep your plan on track

What You Won’t Pay Extra For

✔ No separate financial planning fees
✔ No estate planning document fees
✔ No hourly consulting charges
✔ No product commissions

Everything is coordinated under one clear, transparent fee.

Why This Matters

This structure keeps our interests aligned with yours:

  • We succeed when you succeed

  • Advice is never transactional

  • Planning isn’t “optional” — it’s built in

It also encourages clients to call before making decisions — not after mistakes happen.

Is This the Right Fit?

Our fee structure works best for clients who value:

  • Ongoing, proactive advice

  • A long-term relationship

  • Clear expectations and transparency

  • A trusted “Family CFO” approach

Let’s Start With a Conversation

If you’re looking for comprehensive advice — without confusing fee layers — we’d love to talk.

👉 Schedule Your Complimentary Strategy Call 

📧 Bobby@MeffordWealthManagement.com
📞 (817) 367-9190

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Securities and investment advisory services offered through Osaic Wealth, member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. Osaic Wealth does not provide tax or legal advice.

This communication is strictly intended for individuals residing in the states of AL, AR, AZ, CA, CO, DC, FL, GA, IA, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NJ, NM., NY, OK, OR, PA, SC. TN, TX, UT, VA, WA, WI. No offers may be made or accepted from any resident outside the specific state(s) referenced.

Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed here.

 

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PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites, you are leaving our web site and assume total responsibility and risk for your use of the websites you are linking to.

 

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